How to invest in real estate through Stock.estate?

Real estate investments are considered the safest types of investments you can make, in order to enjoy a guaranteed long-term income. But you have to prepare a generous budget for a real estate investment, plus you get involved in a fight with the bureaucracy, you have to deal with the furnishing proccess of the property, then you have to promote it and finding for it the right tenants.

But now investing in real estate can be so simple with the Stock.estate platform. You save valuable time and you can invest in a much smaller budget. How?

First of all, Stock.estate uses an innovative business model that adapts crowdfunding, equity investing principles and tokenization to make real estate accessible and approachable for all. With a focus on equity investing, the investors earn from dividends and value appreciation.

If you choose to invest in real estate through Stock.estate, you can have access to a long list of investment opportunities, that have been verified already, and this way you save precious time. Beside that, Stock.estate provides a platform that fully digitalize all processes related to the investment, so there is no need to show up physically.

Stock.estate ensures smooth investment and fundraising processes and takes care of the property management in order to enroll it in the residential or hospitality circuit to produce stable rental income.

How does the Platform work?

Before publishing a new project on the platform, our team identifies and conducts research on real estate investment opportunities you can access and fractionalize them into tokens. For each real estate project, a special purpose vehicle (SPV) is set up to which the investors participating in that campaign will join. The amount you invest will affect your ownership percentage of the business. After that, you will receive the digital property titles in tokens.

The first step to invest on the platform is to register and verify your identity. Profile verification is needed for ‘Know Your Customer’ (KYC) and ‘Anti Money Laundering’ (AML) procedures purposes as required by the applicable legal provisions, to start making investments on the platform. Once your profile has been verified, you can start investing.

Choose the desired campaign and click the “Invest” button. Stock.estate calculates the share-quota of the real-estate property related to the number of shares in the SPV representing the purchased non-fungible tokens (NFTs); you can purchase one or more tokens with fiat or crypto-assets [the minimum investment unit is 1 token = 1.000 euro]. The selected amount will be deposited in the SPV in the process of being set up bank account (either directly, either using a crypto payments service provider or a similar entity).

Every investor has at disposal a reflection period of four days during which he is able to revoke his participation. If the fundraising campaign does not reach the set target by the end of the campaign, the invested amount will be returned in full to the investor.

When the fundraising is successfully closed, every investor will receive the SPV paperwork to be remotely electronically signed within five days from the notice. At this point you are a shareholder of the SPV on a pro-rata basis proportional to the investment made.

The SPV will sign the sale-purchase agreement through which the property rights of the real estate property (in development or developed) are transferred from the Developer to the SPV.